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Deuteronomy 24:13

You shall surely restore to him the pledge when the sun goes down, that he may sleep in his garment, and bless you. It shall be righteousness to you before Yahweh your God.
Deuteronomy 24:13, World English Bible
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What does Deuteronomy 24:13 mean?

When someone was desperately poor in ancient Israel, they might pledge their outer cloak as collateral for a loan, knowing they needed it back to stay warm at night. This command insisted that creditors return it by sunset, prioritizing a person's basic dignity and survival over profit. The law recognizes that righteousness isn't just about following rules, but about how we treat vulnerable people when we have power over them. God notices and values our small acts of mercy toward those with little, especially when showing compassion costs us something.